* Low down payment - 3% down Primary Residence, 10% down Second Home and Investment Properties
* Flexible mortgage terms (fixed-rate, adjustable-rate, or interest-only)
* Available for both Owner Occupied and Non-owner occupied properties
* You may qualify even if your credit is less than perfect
* Available for both owner occupied and investors
* No mortgage insurance
* No appraisal fee
* No declining markets policy
* No more than 4 financed properties
* No prepayment penalties
* Eligible Property Types: 1-4-unit properties, Planned unit developments, Condominiums