Aspen Mortgage

Home Buying Tips

Stick to a budget

Find a good mortgage lender you feel secure with

Account for future changes in income

Pay-off as much of your consumer debt as possible

Get your Credit report from TRW and correct errors

Pre-Qualification of your mortgage loan can be a great tool for negotiation with the Seller

Ask for references when selecting a RE agent/broker

Seek services from a well-informed RE Agent/Broker

Get a Buyer's agent if you are not comfortable with the idea of working with a Seller's agent

Get a reputable Home Inspector

Select a house that is consistent with the houses in that neighborhood

Take pictures of the house that you are considering to make an offer on

Get prices of similar houses in the neighborhood from the town or city hall

You can make an offer contingent upon certain conditions (like fixing something etc)

If you have pre-qualified then let the seller know

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